Call free on
1300 575 394
Get a quote

Terms & Conditions

1. PURPOSE OF THIS DOCUMENT
1.1. This document concerns the rights and obligations of relevant persons in respect of Workplace Assured and the terms and conditions upon which we supply or procure the supply of Workplace Assured to you.
1.2. Subject to clauses 1.3 and 1.4, if you joined or renewed Workplace Assured prior to 1 March 2019, the terms and conditions found here applied to you.
1.3. Subject to clause 1.4, if you joined or renewed Workplace Assured or renewed your Workplace Assured Insurance on or after 1 March 2019, the terms and conditions found here apply to you.
1.4. If you joined or renewed Workplace Assured or renewed your Insurance on or after 1 February 2021, the terms and conditions set out below apply to you.
1.5. If you have any questions as to which terms and conditions apply to you, or require a copy of your original Agreement please contact the Workplace Assured team on 1300 575 394 or ClientExperience@workplaceassured.com.au.
1.6. To the extent permitted by law and subject to clause 14.6, we reserve the right at any time to vary the terms of this Agreement and/or the nature and/or extent (including exclusions and inclusions) of Workplace Assured. This does not affect your statutory rights and we will not vary material terms and conditions without your consent. Any changes will appear on the Platform at www.workplaceassured.com.au and we will notify you at least 30 days prior to any variations taking effect.
1.7. The initial term of this Agreement commences on the Commencement Date and continues for the period specified in the Application Details (Initial Term), unless terminated earlier in accordance with this Agreement.  
1.8. Thereafter it will continue for additional consecutive 12 month periods (each, a Subsequent Term and collectively, with any extensions or variations plus the Initial Term, until terminated in accordance with this Agreement, the Term).  
1.9. If you do not wish to renew this Agreement for a Subsequent Term, you must give us written notice prior to the expiry of the Initial Term or Subsequent Term (as relevant). We will send you an email reminder prior to the expiry of the Initial Term (and any Subsequent Term). We may also elect not to renew this Agreement by giving at least one months’ notice prior to the expiry of the Initial Term or any Subsequent Term.

2. WORKPLACE ASSURED
2.1. Workplace Assured is a workplace relations solution comprising a suite of benefits (Benefits) which we will provide to, or procure for you (as the case may be) as further described and on the terms and conditions below.
2.2. Workplace Assured comprises (as further detailed below) the following elements:
2.2.1. a Compliance Review;
2.2.2. a licence to use the Workplace Assured Standard Documents and Workplace Assured Tailored Documents for the Term;
2.2.3. where applicable, referring you to Aon’s  products and services, which are offered/distributed by Aon and underwritten by the Insurer (contact Aon for details);
2.2.4. access to the Workplace Advice Line for the Term; and
2.2.5. where applicable, Claim Handling Services with respect to a Workplace Claim under your Insurance policy subject to clause 7.1.
2.3. Workplace Assured does not include:
2.3.1. advice or assistance with respect to workplace health and safety (except where you have also purchased a work health and safety product from us under the Workplace Assured brand - additional terms may apply);
2.3.2. the provision by us of legal advice. It is agreed that to the extent legal advice is provided to you in connection with the Compliance Review, Claim Handling Services, an escalation from the Workplace Advice Line under clause 6.5, or a Workplace Assured Bespoke Document, or is otherwise provided with respect to Workplace Assured, the advice is provided by Australian Business Lawyers & Advisors in accordance with their Workplace Assured Client Guide (a copy of which may be found on the Platform at: www.workplaceassured.com.au and which you accept when accepted as a Workplace Assured Client); or
2.3.3. anything else not expressly mentioned in this Agreement as an inclusion.

3. COMPLIANCE REVIEW
3.1. When you are accepted as a Workplace Assured Client, you will be entitled to a Compliance Review, as detailed in this clause 3, which will be conducted:
3.1.1. on or around the commencement of each Term (including one year renewal Terms); or
3.1.2. for 3 or 5 year Terms, at least once every 3 years,
or otherwise when your business is subject to a significant organisational change, including but not limited to a material increase in number of employees, change to or additional industry sector, or acquisition of a new business (determined at our discretion) and you acknowledge that additional fees may apply.
3.2. The Compliance Review is conducted by a workplace advisor from Australian Business Lawyers & Advisors and comprises the following:
3.2.1. the workplace advisor will conduct a teleconference with you (or such other methods as convenient to us), during which you will be asked a series of questions relating to your workplace, including questions in relation to employee numbers, occupations of employees, the Modern Awards and enterprise agreements (if any) you consider apply to your employees, hourly rates paid to employees, the provision of payslips and the content of such payslips, your awareness of the National Employment Standards and their applicability to your business, the existence of written employment contracts in your workplace and your employment claims history; and
3.2.2. following completion of the Compliance Review, the workplace advisor will prepare and deliver a Compliance Review Report that summarises the answers provided during the teleconference and shall make (where applicable) high-level recommendations based on the information provided. By way of example, these recommendations may include:
(a) a recommendation that further investigation be carried out in relation to a potential compliance issue identified during the teleconference;
(b) a recommendation that you revise the content included in employees’ payslips so as to ensure compliance with the Fair Work Act 2009 (Cth);
(c) a recommendation that you insert particular clauses (accessible through the Platform) into your template employment contract(s); and
(d) a recommendation that you introduce certain policies (accessible through the Platform) into your business.
3.3. The Compliance Review Report will also contain the following reference guides: Guide to the Minimum Wage, Guide to the National Employment Standards, Guide to Pay Slip Requirements and Guide to the Fair Work Information Statement.
3.4. The Compliance Review is a high level desktop review of your employment contractual and policy framework of your business. It is not designed to be a detailed compliance audit of, or provide detailed legal advice in respect of, that contractual or policy framework. Further, the Compliance Review does not address work health and safety related practices, policies or documentation (except where you have also purchased a work health and safety product from us under the Workplace Assured brand - additional terms may apply).
3.5. Australian Business Lawyers & Advisors will not verify the accuracy of information provided during the Compliance Review teleconference. We and Australian Business Lawyers & Advisors to the extent lawful disclaim all liability arising from the content of the Compliance Review Report to the extent that the content is based on inaccurate or incomplete or misleading information provided by you or on your behalf.

4. WORKPLACE ASSURED DOCUMENTS
4.1. Workplace Assured Documents are classified into 3 categories: (a) Workplace Assured Standard Documents; (b) Workplace Assured Tailored Documents; and (c) Workplace Assured Bespoke Documents.
4.2. When you are accepted as a Workplace Assured Client, you will be provided with introductory information. You will also be provided with access to the Platform, the Workplace Assured Modern Awards and electronic document retrieval portal. This portal will include access to: subscribed Modern Awards, Award Payroll Summaries, Modern Award update circulars and an electronic copy set of core Workplace Assured Standard Documents, guides and checklists.
4.3. You will be granted access to Workplace Assured Standard Documents from our suite of legally compliant workplace documents. These will be made available to you by download via the Platform.  
4.4. Workplace Assured Tailored Documents are customised versions of Workplace Assured Standard Documents minimally tailored (i.e. within the constraints of the designed document and being amendments such as name and address changes and the like) for your business. These may be obtained by download via the Platform.
4.5. You must provide the Workplace Advice Line with accurate information in response to any of the questions that we may ask in connection with providing you Workplace Assured Standard Documents or Tailored Documents.
4.6. Workplace Assured Bespoke Documents are documents created specifically for your business workplace needs in circumstances where our existing suite of documents are not suitable for your legal requirements or business.
4.7. The provision of Workplace Assured Bespoke Documents is a separate legal service provided by Australian Business Lawyers & Advisors (in accordance with their Workplace Assured Client Guide to which additional charges apply. Australian Business Lawyers & Advisors also provide a suite of other legal services for business. You may contact them via the Workplace Advice Line and acknowledge that additional legal fees may apply, depending on your requirements.
4.8. Workplace Assured Standard Documents and Tailored Documents are intended to assist you in complying with good workplace practices.
4.9. Accordingly, for the Term and subject to your full payment of the Fees, we grant you a non-exclusive, non-transferable, revocable right and licence to use such Workplace Assured Standard Documents and Tailored Documents, subject to the terms of this document. This right may be exercised only by your Authorised Users.
4.10. This right of use under clause 4.9 allows such Authorised Users, on a non-exclusive basis, to view, copy, edit, download and print out Workplace Assured Standard Documents and Tailored Documents provided to you for your own business purposes but only with respect to the relationship (as contemplated by the relevant document) between your business and its employees, or the relationship between your business and persons who provide personal services to your business, provided that you do not remove any copyright, attribution or trade mark notices contained on the materials. You acknowledge and agree that at the end of the Term, the right of use granted to you and your Authorised Users under clauses 4.9 and 4.10 will cease absolutely.
4.11. Subject to clause 18, you must not do or permit the following:
4.11.1. assign, sell, exploit, commercialise, transfer, make available, create derivative versions (except to the extent contemplated by the relevant document or template), re-transmit, upload, post, distribute, grant licenses of, market, rent, lease or hire out to any third party any of your rights in respect of Workplace Assured Standard Documents, Tailored Documents or other rights under this Agreement;
4.11.2. provide Workplace Assured Standard Documents or Tailored Documents or electronic copies of the same for the use by a third party directly or indirectly;
4.11.3. use or permit the use of Workplace Assured Standard Documents or Tailored Documents for any third party training or for similar activities; or
4.11.4. use the Workplace Assured Standard Documents or Tailored Documents other than as expressly permitted by this Agreement.

5. INSURANCE SERVICES
5.1. You acknowledge and agree that all services in relation to the Insurance product are provided via Aon Risk Services Australia Ltd ABN 17 000 434 720 AFSL 241141 (Aon), not by Workplace Assured. In order to obtain the Insurance product you must contact Aon on 1800.020.339 or at Aon.com.au/workplaceassured. The provision of any Aon services will be governed by the standard terms and conditions of trade provided to you separately by Aon from time to time.
5.2. You further acknowledge and agree that Workplace Assured acts as a mere referrer of you to Aon in respect of Aon’s products and services only, is not a representative of Aon or the Insurer and accepts no legal responsibility for any advice given by, or any act or omission of Aon or the Insurer or vice versa.
5.3. A copy of the terms and conditions of Aon’s Insurance services will be available via Aon at Aon.com.au/workplaceassured.
5.4. You acknowledge that we do not guarantee the Insurer’s performance of its obligations under the Insurance. Your sole recourse is to Insurer in this regard.

6. WORKPLACE ADVICE LINE
6.1. During the Term, you will be entitled to access by telephone the Workplace Advice Line.
6.2. This entitlement is on a 24 hours, 7 days a week, 365 (or 366) days a year basis, subject to network or maintenance downtime and any reasonably unforeseen events.
6.3. Use of the Workplace Advice Line is subject to our Fair Use Policy.
6.4. The Workplace Advice Line is not a substitute for legal advice by a suitably qualified lawyer tailored for your particular circumstances. It provides general guidance only.
6.5. If, in our absolute discretion, we consider it appropriate and within the scope of both the Workplace Advice Line services and your Workplace Assured Benefits, your call may be transferred to a lawyer with Australian Business Lawyers & Advisors for the purposes of an escalation to provide you with up to 45 minutes (as appropriate) of advice of a general nature by telephone only.

7. CLAIM HANDLING SERVICES
7.1. Legal advice and assistance in connection with a Claim dealt with under your policy will be provided by Australian Business Lawyers & Advisors or any other lawyers appointed by the Insurer from time to time, subject to the terms and conditions of the policy as well as applicable legislation and rules governing the provision of legal services. If legal advice and assistance in connection with a Claim is provided by Australian Business Lawyers & Advisers, then that advice and assistance will also be subject to the Workplace Assured Client Guide.
7.2. Aon may provide administrative support in connection with a Claim. You should contact Aon for more details about this policy benefit.
7.3. You agree and consent (for yourself and on behalf of each Insured) that Australian Business Lawyers & Advisors  or any other lawyers appointed by the Insurer from time to time,, Aon and us may freely communicate with each other and the Insurer in relation to, any claim that you may make under the Insurance policy or in connection with this Agreement or the Workplace Assured Client Guide. This includes the right to make disclosures of your confidential information and information, materials and documents that may otherwise be protected by legal professional privilege.
7.4. The liability of Australian Business Lawyers & Advisors Pty Limited is limited by a Scheme approved under the Professional Standards Legislation. Legal practitioners employed by or being directors of Australian Business Lawyers & Advisors Pty Limited are members of the Scheme.

8. ACCEPTANCE CONDITIONS
8.1. The pre-requisites to the provision and procuring by us of Workplace Assured Benefits and acceptance of you as a Workplace Assured Client include:
8.1.1. the completion by you (or on your behalf) of the online application or by completion of a relevant application form; and
8.1.2. such further requirements from time to time determined by us.
8.2. As part of the application process you will receive a Quote.
8.3. If you confirm your acceptance of the Quote (by clicking the Submit button or by other means indicate your willingness to be bound), you will be deemed to have made an irrevocable Application for Workplace Assured Benefits on the terms of this Agreement.
8.4. At our discretion we may decline or refuse (without giving any reason) an Application for the provision of the Workplace Assured Benefits to you.
8.5. This Agreement comes into effect on the Commencement Date when we accept your Application as contemplated above.
8.6. Refusal of acceptance as a Workplace Assured Client (either at assessment stage or pursuant to an offer by you to be bound) may be due to various reasons including, without limitation:
8.6.1. misrepresentation or non-disclosure;
8.6.2. your claims history;
8.6.3. eligibility requirements which apply from time-to-time; and
8.6.4. any other factor, which we consider relevant.
8.7. In no circumstances may you access or receive Workplace Assured Benefits if you have not paid to us in full, all amounts in respect of such Benefits, when due.

9. YOUR OBLIGATIONS
9.1. You will comply with the terms of this Agreement and will not:
9.1.1. misrepresent your business, numbers of employees, claims history or other matters in relation to Workplace Assured;
9.1.2. fail to provide all information reasonably requested by us, Australian Business Lawyers & Advisors, Aon or the Insurer; and
9.1.3. fail to comply at your cost with all relevant laws as may be applicable.
9.2. You are responsible for configuring (as may be relevant) your own IT, computer programs, communications systems and devices as well as browsers and platforms in order to access or benefit from the Workplace Assured Benefits.

10. USE OF THE PLATFORM
10.1. By using the Platform, you agree to the Platform Access Conditions. This document comprises Product + Services Conditions for the purposes of the Platform Access Conditions.
11. FEES PAYABLE
11.1. You must pay to us or such other relevant person all Fees in advance before the due date(s) specified, by credit card, direct debit, electronic transfer (to our nominated bank account as notified) or such other method as we may reasonably direct from time to time. For the avoidance of doubt, Fees must be paid and received by us prior to you receiving the Workplace Assured Benefits.  
11.2. If you so indicate in your Application, we may at our absolute discretion agree to the following payment options (Instalment Arrangements):
11.2.1. annually in advance; or
11.2.2. monthly in advance.  
11.3. You acknowledge and agree that we may increase our Fees by CPI on the anniversary of each Commencement Date.
11.4. Even if we have permitted an Instalment Arrangement to be in place, the full amount of Fees for the Term remains immediately due for payment but we will not take any action to terminate this Agreement or recover the unpaid balance of Fees unless permission to continue the Instalment Arrangement is withdrawn.
11.5. We reserve the right to withdraw permission to pay by instalments if you fail to pay an instalment when due or you breach any term of this Agreement.
11.6. In the event that any payment is not received by us or other relevant person by the due date, we and Australian Business Lawyers & Advisors shall be entitled to withhold or suspend Benefits and any collateral services until such payment is received.
11.7. In the event that any payment by you is not made when due and payable to us, interest on any unpaid amount shall accrue at the rate of 1.5% per month (18% per annum) during the period of non-payment, or such lower rate as may be the maximum rate permitted under applicable law.
11.8. We may pay commissions or other amounts to authorised resellers, distributors or other persons in connection with this Agreement.

12. PRIVACY + DISCLOSURES
12.1. You acknowledge and agree that (despite any provisions to the contrary in our Privacy Policy) we may provide all information (including any personal information), documents, marketing materials, video material, samples and other things provided by you to us in connection with this Agreement and Workplace Assured to our Affiliated Entities (including for these purposes the Insurer and Aon) and prospective buyers or potentially interested persons or buyers.
12.2. You agree to comply with our Privacy Policy as well as any applicable privacy policy of the Insurer, Aon (found here) and Australian Business Lawyers & Advisors (to the extent relevant).

13. WARRANTIES + REPRESENTATIONS
13.1. Subject to the provisions of this Agreement, we warrant that your permitted and lawful use of the Platform will not infringe upon any person’s Intellectual Property Rights.
13.2. We do not (subject to clause 14 and any relevant laws) warrant that:
13.2.1. the results obtained from Workplace Assured or the Benefits will be in accordance with your expectations; or
13.2.2. that Workplace Assured or the Benefits will be fit for your purposes, or
13.2.3. the Insurance product will be made available to you. This will be subject to the terms and conditions of trade of Aon and the Insurer.
13.3. We do not (subject to clause 14 and any relevant laws) make any representation or warranty that any Workplace Assured Documents or that any advice provided by the Workplace Advice Line will be reliable, accurate or complete, nor do we accept any responsibility arising in any way from errors or omissions and we make no commitment to update advice given. Such advice and documents is necessarily of general application only and may not be tailored for specific circumstances.
13.4. You warrant that as part of the application process you have:
13.4.1. provided all attributes and accurate information requested;
13.4.2. stated the desired Start Date;
13.4.3. answered all questions truthfully, honestly and not omitted any information that may render any answer or information misleading;
13.4.4. disclosed all information that may be material to the decision to accept you as a Workplace Assured Client; and
13.4.5. have and will do all other things requested by us, the Insurer, Aon or Australian Business Lawyers & Advisors (as applicable) from time to time.
13.5. The interpretation of any statement contained in any warranty or representation in this Agreement will not be restricted by reference to or inference from any other statement contained in any other warranty or representation.

14. STATUTORY GUARANTEES + LIMITATION OF LIABILITY
14.1. Certain provisions of the Competition and Consumer Act 2010 (Cth) and State, Territory or Commonwealth laws in Australia, as amended or replaced from time to time (collectively, ACL) provide consumers (as that expression is used in the ACL) and others with certain statutory rights in relation to goods and/or services acquired by those persons (collectively, the consumer guarantees).
14.2. Nothing in this Agreement excludes, restricts or modifies or purports to have the effect of excluding, restricting, limiting or modifying any condition, warranty, term or consumer guarantee specified or contemplated by the ACL or our liability under any such condition, warranty, term or guarantee or gives rise to any liability on our part or qualifies our liability in each case to the extent the same is unlawful or not permitted.
14.3. Subject to clauses 14.2 and 14.5, we do not give any guarantee, indemnity or warranty or make any representation of any kind, express or implied, with respect to the supply by us of any goods or services to any person, except as expressly set out in clause 13.1 of this Agreement.
14.4. Subject to clauses 14.2 and 14.5, our aggregate liability for breach of or liabilities under or in respect or in connection with this Agreement and our duties at law and in equity (however arising) whether in contract, tort (including without limitation negligence), under statute, at common law, under any indemnity or guarantee and on any other basis is limited at our option to:
14.4.1. in the case of goods - the replacement of the goods, the supply of equivalent goods, the repair of the goods, the payment of the cost of replacing the goods or of acquiring equivalent goods; or
14.4.2. in the case of services - the supply of the services again or the payment of the cost of having the services supplied again.
14.5. In no circumstances, but subject to clauses 14.2 and 14.6, will we be liable for any indirect or special or consequential loss or damage arising out of, in connection with or relating to the performance, breach, termination or non-observance of this Agreement. Each Party agrees that loss of profits, revenue, goodwill, bargain, opportunities, loss or corruption of data or loss of anticipated savings however and whenever occurring, will constitute indirect or special or consequential loss or damage and none are in the contemplation of the Parties.
14.6. If section 23 of the ACL applies to any provisions in this Agreement, any such provision(s) shall be void to the extent it is unfair within the meaning of section 24 of the ACL.

15. INDEMNITY
15.1. You agree to indemnify and keep us and Australian Business Lawyers & Advisors indemnified against any and all losses, claims, expenses, damages, liabilities directly or indirectly, incurred by us, in relation to:
15.1.1. a breach of this Agreement by you;
15.1.2. any misleading or deceptive conduct by (or on behalf of) you;
15.1.3. any breach of duty by (or on behalf of) you;
15.1.4. an act or omission by you, an Authorised Person; and
15.1.5. your non-compliance with any relevant laws.

16. INTELLECTUAL PROPERTY RIGHTS
16.1. You shall notify us in writing if you become aware of any infringement of any of our Intellectual Property Rights.
16.2. You acknowledge our exclusive right, title and interest in and to any and all Intellectual Property Rights embodied in or pertaining to Workplace Assured and associated materials (including for these purposes rights licensed to us) and that our right, title and interest in such Intellectual Property Rights, including any enhancements, modifications and derivative works, shall at all times be and remain our exclusive property. You shall acquire no rights whatsoever in or to any such Intellectual Property Rights except as expressly permitted by this Agreement.
16.3. Subject to the provisions of this Agreement, all rights, including but not limited to all Intellectual Property Rights related to or arising in respect of or this Agreement, Workplace Assured and our business (collectively, Relevant Rights), are expressly reserved to us and you must not use the Relevant Rights without our prior written consent. You shall acquire no Relevant Rights and must not claim ownership of or a right to use any Relevant Rights in any form or manner except as expressly permitted by this Agreement.

17. TERMINATION
17.1. We may terminate this Agreement (including your right to receive Workplace Assured Benefits) by notice in writing to you if:
17.1.1. you fail to pay any sum payable under or in respect of this Agreement, on or before the due date for payment of that sum;
17.1.2. you cancel a direct debit instruction;
17.1.3. we decide to withdraw Workplace Assured or the Benefits;
17.1.4. we end an applicable trial or evaluation period; or
17.1.5. you breach any term of this Agreement and you do not remedy the default or breach (if capable of remedy) to our full satisfaction within 5 days after your receipt of a notice from us specifying the relevant breach; and such termination becomes effective on the date that notice in writing is delivered to you.
17.2. If we give notice of termination and an Instalment Arrangement is in place immediately before we give notice, we are taken to have withdrawn permission to pay by instalments before the notice is given.
17.3. Upon termination of this Agreement neither party will have any further obligations under this Agreement other than:
17.3.1. in respect of any liability for antecedent breach (including for Fees due or payable);
17.3.2. as contemplated by clause 17.4 or 17.5; or
17.3.3. any liability in respect of provisions of this Agreement, which are expressed to continue in full force and effect notwithstanding termination.
17.4. Upon termination of this Agreement, you must immediately:
17.4.1. cease to use the non-public areas, pages and facilities of the Platform;
17.4.2. destroy all copies of log-in details and passwords;
17.4.3. pay all outstanding Fees.
17.5. You also acknowledge that, on and from the date of termination of this Agreement, we do not recommend using copies of any Workplace Assured Documents for future or new staff purposes as we are unable to guarantee that those copies will continue to be up to date and compliant.
17.6. During the Initial Term, you may terminate this Agreement without cause after the first 12 months upon 30 days’ written notice and payment of:
17.6.1. the balance for the remainder of the Term with the Fees to be adjusted to reflect the 12 monthly term Agreement rates;
17.6.2. an administration fee of $400 plus GST; and
17.6.3. any out of pocket disbursements, costs or expenses incurred by us (for example, disbursements payable to Insurer, Aon or Australian Business Lawyers & Advisors for the conduct of a Compliance Review or other Workplace Assured Benefits).    
17.7. During any Subsequent Term, you may terminate this Agreement at any time upon 30 days’ written notice and payment of:
17.7.1. the balance of Fees for the remainder of the notice period in clause 17.7;
17.7.2. an administration fee of $400 plus GST; and
17.7.3. any out of pocket disbursements incurred by us (for example, disbursements payable to Insurer, Aon or Australian Business Lawyers & Advisors for the conduct of a Compliance Review or other Workplace Assured Benefits within the past 12 months).    
17.8. For the avoidance of doubt, the termination fees referred to in clauses 17.6 and 17.7 above will not apply where:
17.8.1. you terminate due to a material breach of this Agreement by us; or
17.8.2. we terminate this Agreement under clause 17.1.3 (inclusive).
17.9. The following clauses of this Agreement shall continue in full force and effect notwithstanding termination of this Agreement: clauses 7 (claims handling), 11 (fees due + interest), 12 (privacy + disclosures), 14 (statutory guarantees + limitation of liability), 15 (indemnity), 16 (intellectual property rights), 17.3 to 17.5 inclusive (termination), 18 (assignment), 20(governing law) and 21 (definitions).

18. ASSIGNMENT
18.1. You may not assign, sub-licence, dispose of or otherwise transfer this Agreement or any rights or obligations under this Agreement or the Benefits without our prior written permission.
18.2. We may assign, in part or in full, our rights under this Agreement without your consent.
18.3. Subject to this clause 18, this Agreement shall be binding on the parties and their respective successors and permitted assigns.

19. BENEFIT OF AGREEMENT
19.1. You acknowledge and agree that we hold the benefit of this Agreement on trust for Australian Business Lawyers & Advisors who may enforce their rights under this Agreement as if they were a party to it.

20. GOVERNING LAW
20.1. This Agreement is governed by the laws of New South Wales which shall have non-exclusive jurisdiction with respect to any disputes.

21. DEFINITIONS
21.1. Personal pronouns: Except where the context otherwise provides or requires:
21.1.1. the terms we, us, our or Workplace Assured refers to Workplace Assured Pty Limited (ACN 612 651 966) or its assignee or successor in title (as the case may be); and
21.1.2. the terms you or your refers to the user, recipient of or applicant for Workplace Assured and the person entering into this Agreement.
21.2. In this Agreement, unless the context otherwise requires or provides:
Affiliated Entities means our subsidiaries, affiliates, Related Bodies Corporate, associated entities and relevant partners as the case may be or the context requires from time to time.

Agreement means the agreement on the terms of the Quote and this document.  This Agreement comes into force on the Commencement Date.

Aon means Aon Risk Services Australia Ltd ABN 17 000 434 720 AFSL 241141.

Application means the application and offer by you (including by way of a renewal or request to extend a period), or on your behalf, to receive or enjoy Workplace Assured howsoever submitted or provided (including by an online application via a Platform, order form, contract for purchase, request in writing or orally, as the case may be) and whether directly or indirectly (such as via an authorised agent, distributor or reseller).

Australian Business Lawyers & Advisors means Australian Business Lawyers & Advisors Pty Limited in its personal capacity and as trustee of the Australian Business Lawyers & Advisors Trust (ACN 146 318 783). Australian Business Lawyers & Advisors Pty Limited is wholly-owned by NSW Business Chamber Ltd trading as Business Australia.

Authorised Users means any person employed by you or we otherwise treat as being your employee (subject to any relevant conditions or terms we may from time to time impose acting reasonably) a right to use the Workplace Assured Benefits on your behalf.

Benefits has the meaning set out in clause 2.

Claim Handling Services means those claims handling services reasonably required to defend a Claim (as defined in the applicable Insurance policy).

Commencement Date means the date of acceptance by us of an Application in respect of the purchase of Workplace Assured.  Acceptance shall be communicated to you in writing.

Compliance Review has the meaning given in clause 3.

Fair Use Policy means our fair use policy from time to time for use of the Workplace Advice Line, a copy of which may be found on the Platform at www.workplaceassured.com.au.

Fees mean the fees payable by you in respect of the Workplace Assured Benefits from time to time, but which do not include any premium or other fees payable in connection  with the Insurance. These amounts will be instead paid to Aon or as otherwise directed by Aon.

Insurer means the insurer of the Insurance brokered by Aon from time to time in connection with Workplace Assured, and includes the insurer’s assignees and successors in title.

Instalment Arrangement means where our permission is granted to pay Fees by instalments commencing as provided in clause 11.2 and continuing until withdrawn as provided in clause 11.5 or 17.2.

Intellectual Property Rights means all present and future intellectual and industrial property rights subsisting in any and all media and materials (whether now known or created in the future), conferred by statute, at common law or in equity and wherever existing.

Insurance means the Employment Practices Liability Insurance provided by the Insurer on the terms of the relevant insurance policy and schedule issued by the Insurer. Contact Aon for more details.

IT means information technology.

Platform means www.workplaceassured.com.au. The Workplace Assured Documents are accessed via the Platform.

Platform Access Conditions means the terms and conditions of access to the Platform and any additional terms, conditions, notices and disclaimers displayed elsewhere on the Platforms, as amended from time to time.

Products + Services Conditions means relevant and applicable terms and conditions for the supply of products and services of or by Workplace Assured or Affiliated Entities applicable to your Workplace Assured membership or purchased or contracted by you, as amended from time to time.

Privacy Policy means the privacy policy of the Workplace Assured, as amended from time to time, the most relevant one for the purposes of this Agreement being as found on the Platform.

Quote means a quote for your participation as a Workplace Assured Client. A Quote is an invitation to treat.

Related Bodies Corporate has the meaning given in section 50 of the Corporations Act 2001 (Cth).

Start Date means the date which we have agreed (pursuant to your Application) as being the Service Start Date for and eligibility to receive your Workplace Assured Benefits.

Term means, from the Start Date, the applicable period for which you have elected or agreed to be provided with Workplace Assured Benefits (subject to earlier termination in accordance with this Agreement).

Workplace Advice Line is as described in clause 6.

Workplace Assured has the meaning given at clause 21.1.1.

Workplace Assured Client means a person who has contracted for and is entitled to receive the Benefits pursuant to an Application.

Workplace Assured Client Guide means the terms and conditions for the supply of legal services by Australian Business Lawyers & Advisors in relation to legal advice contemplated by this document.

Workplace Assured Insurance means the Employment Practices Liability Insurance provided by Insurance Australia Limited trading us CGU Insurance (CGU) on the terms of the relevant insurance policy and schedule issued by CGU.

Workplace Assured Documents comprise:
(a)    Workplace Assured Standard Documents;
(b)    Workplace Assured Tailored Documents; and
(c)    Workplace Assured Bespoke Documents,
as described in clause 4.

Like what you’re hearing?

With plans available from just $58 per week, now is an excellent time to join Workplace Assured.

PROTECTION
REASSURANCE
GUIDANCE